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Individual vs Family vs Business: Which Gera Prime Tier Fits You?

Published 21 April 2026 · 6 min read

Quick answer. Solo: pick Individual (£9.99/mo or £99/yr — the annual plan is 17% cheaper). Couple or family of 3-5: Family (£19.99/mo) pays off the second it covers two light users. Team of 5+: Business (£49/mo flat) is cheaper than five Individuals once you add HR / benefits use. Under this logic, most people should pick Family if they live with anyone; Individual otherwise.

The three tiers at a glance

TierMonthlyAnnualMembersTarget
Individual£9.99£99 (save £20.88)1Solo users
Family£19.99£199 (save £40.88)Up to 5Households
Business£49£490 (save £98)Flat team rate with seatsSmall teams

Individual (£9.99/mo or £99/yr)

Pick Individual if you live alone, or if the other adults in your household don’t use Gera products. It unlocks every per-member benefit: priority GeraClinic booking, free GeraEats delivery above a threshold, member prices on GeraMarket, surge protection on GeraRide, 25% GeraCoins earn-rate boost.

The annual plan works out to £8.25/mo — the right choice if you are reasonably sure you will use Gera for the full year.

Family (£19.99/mo or £199/yr)

Covers up to 5 members on the same account, each with full benefits. Kids under 18 on a dependant slot get the same GeraClinic priority and GeraCoins boost. The GeraCoins earn-rate boost is 35% instead of 25%.

When to pick Family: if two or more adults in your household use any Gera product a few times a month, Family is cheaper than two Individuals. Everyone under one account also means pooled GeraCoins for shared household spend — noticeable over a year.

Business (£49/mo flat, seats available)

Team-oriented tier. Gives per-seat access for employees to the product set most teams use: GeraJobs for hiring, GeraLearn for certifications and training, GeraMarket for procurement, GeraRide for expensed rides, GeraCash for team expense flows. 50% GeraCoins boost per seat, centralised billing, admin dashboard.

When to pick Business: teams from roughly 5-25. Smaller teams can start on Individual or Family and migrate later.

Edge cases

Freelancer with a family: Family, plus pay Business seats only if your clients expect team tooling.

Student: Individual at £9.99. Student discount programme in development.

Shared household with 6+ adults: two Family plans is almost always cheaper than five Individuals.

How to switch tier

Tier changes are pro-rated. Switching Individual to Family is immediate; Family to Individual preserves remaining credit. Cancellation is anytime; benefits run to the end of the paid period.

Refunds

14-day refund on new annual plans if you have used fewer than two benefits in that time. Monthly plans are cancellable anytime but non-refundable.

Related reading

Full benefit matrix: What Is Included in Gera Prime. Break-even numbers: How Much Does Gera Prime Save You?

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